Is there a money app for kids under 13?
Yes. Babalata is a money app for kids ages 6 to 18, and a child under 13 can use it once a parent approves on the parent's own device. There is no debit card and no bank account: parents keep the real money, and the app has no advertising and no tracking code.
Updated November 10, 2026. Every fact here matches the app and our official fact sheet.
- Ages
- Lessons for kids ages 6 to 18.
- Under 13
- Children under 13 need a parent's approval, given on the parent's own device, before they can use the app.
- No debit card
- No debit card and no bank account. Parents keep the real money.
- No ads
- No advertising and no tracking code in the app.
- Where
- Available on the App Store and Google Play, in the United States only.
How does a child under 13 start using Babalata?
- Every new account is asked for a date of birth during sign-up.
- A child under 13 asks for approval by entering a parent's phone number.
- The request reaches only a parent whose Babalata account holds that number, on the parent's own device.
- When the parent approves, the two accounts are connected and the child can use the app. An unanswered request expires after 7 days.
What does a child under 13 do in Babalata?
- Set a savings goal and watch progress toward it
- Short Money Gym lessons about everyday money choices
- Lesson streaks, in-app coins for lessons and daily quests, and badges for completed savings goals (coins and badges are not money)
- Save together with family in shared goals
Is there real money or a card involved?
Babalata does not hold, move, or transfer money and is not a bank. There is no debit card and no bank account. Parents keep the real money; the app records allowance, deposits and savings goals that families enter themselves.
In-app coins and badges are rewards inside the app. They are not money and cannot be cashed out.
What can a parent see?
A connected parent sees savings totals, goals and progress, allowance arrangements, group membership, how many lessons have been completed, and a weekly summary built from those counts.
A parent cannot see the child's answers to individual lessons, their onboarding answers, or anything they write.
Does Babalata show ads or track children?
No. The app shows no advertising and contains no analytics or tracking code, and Babalata never sells personal information or shares it for advertising.
Unused accounts are deleted after 24 months without a sign-in, with a warning email one month before.
Questions parents ask
Can a 9 year old use Babalata?
Yes, with a parent's approval. Babalata's lessons are for kids ages 6 to 18. Children under 13 need a parent's approval, given on the parent's own device, before they can use the app.
Can my child under 13 use Babalata without me?
No. Every new account is asked for a date of birth during sign-up, and a child under 13 cannot use the app beyond that point until a parent approves.
Does a child under 13 get a debit card with Babalata?
No. Babalata has no debit card and no bank account at any age. Parents keep the real money.
Are there ads in Babalata?
No. The app shows no advertising and contains no analytics or tracking code. Babalata never sells personal information or shares it for advertising.
Where can we get Babalata?
Available on the App Store and Google Play, in the United States only. Search for Babalata by BABALATA LLC on the App Store or Google Play, or open babalata.com/get on your phone.
Get Babalata
Available on the App Store and Google Play, in the United States only.
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