Is there an allowance tracker app that needs no bank account?
Yes. Babalata is an allowance tracker for US families that needs no bank account and no debit card: a parent sets up an allowance, one time, weekly or monthly in US dollars, and marks it as given, and the app keeps the record. The real money stays with the parent, in cash or in the family's own account.
Updated November 10, 2026. Every fact here matches the app and our official fact sheet.
- No bank account
- Nothing to link and nothing to open. Babalata does not hold or move money.
- Allowance
- One time, weekly or monthly, in US dollars. The parent marks it as given.
- No debit card
- No card for the child. Parents keep the real money.
- Ages
- Kids ages 6 to 18. Children under 13 need a parent's approval, given on the parent's own device, before they can use the app.
- Where
- Available on the App Store and Google Play, in the United States only.
How does allowance tracking work in Babalata?
- A parent connects to their child's account in the Babalata app.
- The parent sets up an allowance: one time, weekly or monthly, in US dollars.
- The parent gives the allowance the way the family already does, in cash or into the family's own account, and marks it as given in the app. The app records it; no money moves.
- The child records each amount they put aside toward a savings goal, in whole dollars, and watches the goal fill up.
Why track an allowance without a bank account?
Many families pay an allowance in cash, or keep the money for the child. A tracker with no bank account keeps the record without opening an account or ordering a card for the child, and without any money passing through an app.
What can my child do with the allowance in Babalata?
- A kid names what they are saving for, adds a photo, and sets a target amount and a target date.
- Babalata shows how much to put aside each day, week or month to reach the goal by the target date.
- Each time the kid puts money aside, they record the amount in the app, in whole dollars. The app keeps the record; it does not move money.
- The goal's photo is revealed, as puzzle pieces or a fade, while the progress percentage climbs.
- When the recorded amounts reach the target, the goal is marked as reached and the kid sees a celebration screen.
What does Babalata not do with an allowance?
- Babalata does not pay the allowance for you. You give the money yourself and mark it as given.
- There is no automatic saving, no round-ups and no transfers. Each amount is recorded by hand.
- Babalata pays no interest, and amounts in the app never grow on their own.
- Babalata is not a bank and issues no debit card.
How much allowance should I give?
That is your family's choice. Babalata's allowance calculator shows what US parents pay at each age, from a 2025 Wells Fargo survey, and splits the amount into save, spend and give.
Questions parents ask
Do I need to link a bank account to track an allowance in Babalata?
No. Babalata has no bank account and no debit card, and there is nothing to link. A parent sets up the allowance in the app and marks it as given.
Does Babalata send the allowance to my child?
No. Babalata does not hold or move money. You give the allowance yourself, in cash or any way your family uses, and mark it as given in the app.
Can I set a weekly allowance in Babalata?
Yes. An allowance in Babalata can be one time, weekly or monthly, in US dollars.
Can my child spend money through Babalata?
No. Babalata has no card and does not move money, so nothing can be paid through the app. When your child wants to spend, you hand over the real money you are keeping.
What ages is Babalata for?
Babalata's lessons are for kids ages 6 to 18. Children under 13 need a parent's approval, given on the parent's own device, before they can use the app.
Where can we get Babalata?
Available on the App Store and Google Play, in the United States only. Search for Babalata by BABALATA LLC on the App Store or Google Play, or open babalata.com/get on your phone.
Get Babalata
Available on the App Store and Google Play, in the United States only.
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